Golf Member Insurance

A $2.6 million legal liability judgement handed down against a non-insured Queensland golfer, whose ball incapacitated another golfer, has been a stark wake up call for the industry. As a member of Murray Downs Golf & Country Club, and therefore the VGA, YOU NOW HAVE INSURANCE COVER!

WHEN ARE YOU COVERED?
Cover under this policy applies only whilst an Insured Person is engaged in the participation of Golf or officially sanctioned events, sanctioned training, social and fund raising activities conducted by clubs affiliated with the Victorian Golf Association including travel to and from such events.

INSURED ACTIVITIES:
(a) means whilst your Member is, at any Golf Course, Driving Range or Golf Club in Australia:
- playing or practicing the sport of Golf;
- traveling to and from your Members private residence or temporary accommodation to a Golf Course or Golf Club for the purpose of playing or practicing the sport of Golf, attending any function or organised event or using any facility, bar, dining area or accommodation offered by a Golf Club.
(b) whilst a Trialing Participant is, playing or practicing the sport of Golf at a VGA affiliated Golf Club under the tuition of a VGA affiliated Golf Club
(c) whilst an Employee, Voluntary Worker, Official, Administrator, Director or Board Member is playing or practicing the sport of Golf in un-official capacity at their VGA affiliated Golf Club

INTERESTS INSURED:
Provides VGA members, cover for claims of negligence resulting in property damage of bodily injury to third parties. Cover is extended to include, participation and member to member liability.

EXCLUSIONS: Professional golfers

SUM INSURED:
Public Liability: $20,000,000 any one claim
Excess: $500 each and every claim

IMPORTANT NOTES:
This information is only a summary of the cover provided. The policy with full conditions is held by Victorian Golf Association.  This insurance is underwritten by Sports Underwriting Australia Pty Ltd as an agent of the insurer Calliden Limited.

For more Information please contact the Murray Downs Pro Shop in the first instance.